First time I've seen a "glitch".

I must concede that if I lost all rationality and endeavored to help white checkmate me with his lone remaining knight, it could happen. In my experience, no other server or chessclub that I've encountered interprets the rule in this fashion (so as to take into account "help mates" rather than possible forced mates) -- but the FIDE drawing rule seems to support that, somewhat vaguely, by its simple reference to "possible" moves -- and help mates ARE certainly "possible," albeit utterly unrealistic in competitive play. .

So thanks to all who did so for clarifying this matter -- and since in every other respect this club vastly exceeds expectations, I will admit defeat without bitterness.

It's not about servers, it's about FIDE rules, and yes it happens even in official tournaments, even with super-GM players when they play bullet and ran out of time

FIDE Laws of Chess:
"6.9 Except where one of the Articles: 5.1.a, 5.1.b, 5.2.a, 5.2.b, 5.2.c applies, if a player does
not complete the prescribed number of moves in the allotted time, the game is lost by
the player. However, the game is drawn, if the position is such that the opponent cannot
checkmate the player’s king by any possible series of legal moves."
www.fide.com/FIDE/handbook/LawsOfChess.pdf

Mandatory "isn't this in the FAQ anyway ?" comment.

@Noflaps it's only a draw when your opponent has ONLY a king. when I had a queen and my opponenthad only 1 pawn, i still lost on time. at the end of the game, check the lichess stockfish 11+ analysis, it says it's a drawn position. that's why you lost.

tigerim its a tad bit different. You get a draw in a position in which there is no way you can mate. a KvKN endgame is drawn. a KNvKN is not due to a helpmate being possible. In the example mentioned above, you opponent could promote the pawn to a queen, take your queen, and mate, meaning you wouldn't draw. To summarize, a win on time results if, in ANY way, you could possibly have a mate on the board. If you flag your opponent with a mate the board you win. Without a mate, you draw.

#11 By the way, there is another side to the "rationality" argument: